The pharmaceutical industry keeps raising prices to maintain its profitability. Put all the causes together and you have a broken system. The real problems start with the “entitlement” trap. Because people pay their health insurance premiums out of their own pockets, they feel they’re entitled to get all the medical care they like. This leads […]
When you start out on your quest to find an affordable homeowners insurance policy, remember that The Lord of the Rings ran to three volumes. You have not found what you’re looking for when your online quotes come rolling in. Nor have you arrived at your destination when you read through the policies. The final […]
Home insurance companies need to get and keep as many customers as possible. They need the premium income coming in but there are only a finite number of customers. So all companies have to offer discounts as incentives. That means they reward you if you keep the risk of a big claim down. Take two […]